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What is the difference between a Will and a Trust?

A trust is known as a Will substitute and you can distribute your property in a similar way. A trust includes many advantages over a Will because property being distribute through a trust avoids the expensive and time intensive process of Probate.

A trust requires more time, effort and may be expensive to establish. When you establish a trust you must fund your trust by transferring legal ownership into the trust. Some assets may be left to your trust by a beneficiary designation called a “payable of death (‘POD’)” or “transfer on death (‘TOD’).” Assets in your name alone and without a beneficiary designation at the time of your death may transfer through Probate so it is important to carefully retitle assets into your trust during your lifetime.

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